There will be 2 credit cards. One will be for customers that have a checking account with FSP Bank, and the other for customers without a relationship. You would see the rationale to this as you continue to read this page. Banking customers will get a Mastercard, and non-banking customers will get a Visa.
Both Customers
Both customers will receive absolute security features. There will be magnetic strip, and the card number will not be written on the card. If the customer needs their number for any reason, they can log into the banking portal, and acquire the number from there.There will also be a valuation of the account every 6 months. If the customer has been late regularly, their credit limit will likely decrease. If the customer has been on-time regularly, then they might get an increase. The only reason for non increases will be income limits.
Non-Banking Customers
Such customers will receive a plastic Visa card. There is no cash back, and no metal card. The customer will receive the same design of the card as the banking customer. The only difference is the non-banking customer will get a Plastic Visa card.
Banking Customers
Banking customers will get better resources than non-banking customers. The banking customer will have a lower interest rate. They will also receive cash back that is delivered daily, and they will have a metal card. The card will be accepted anywhere Mastercard is accepted.