Welcome to FSP Bank. This site will go into detail on what I would do if I had my own bank. This will go into everything from consumer accounts to credit cards, and loans. FSP Bank will intend to be an Internet Bank which means no branches. Deposits will be made via CVS Pharmacies, and ATM transactions will be free for any All Point ATM. The bank will not gouge customers when they are down. Instead, they will help consumers who might had a mistake, and help them address that mistake. This will then bring forth customer loyalty, and therefore customer retention.