Liabilities are services that cost you money. Examples that are common with banks will include credit cards, and loans. With FSP Bank, there will be credit cards, and mortgages. There will be no auto-loans, nor any personal loans. While this may seem like it won’t make sense – I personally feel these two types of loans are very risky, and will leave that to other banks to deal with. With that being said, the two types of liabilities will show here as well as the way FSP Bank will calculate interest.