A teen account is an account that your teen is the primary account holder, however you have some access to the account’s features. While this is noted a teen account, anyone that is 8+ years old can have the account. The teen account will include a Mastercard debit card, but being that it is your teen’s card, they will not qualify for a credit line. The teen will not get any checks – focusing on using the debit card, or Zelle for access to their resources.
Once the teen turns 18, they can graduate to a regular checking account without any changes. They will keep the same account number, and same debit card. The will have the option to get checks if they should wish that. The parent’s access to the account will also be revoked.