A Savings account is an account that will allow you to build up assets either for an emergency fund, or for a major purchase. The customer decides how much they wish to place in their savings account. The money can be assessed through the ATM by selecting Savings rather than Checking on the ATM screen, however there is a limit of 6 withdrawals per month. The savings account will generate 1% interest per year which is the highest interest rate in the industry. This is our way of saying thank you for banking with FSP Bank.